In 2014, we started to implement another project – Access to Finance (A2F). Funded by WSP of World Bank, A2F was designed to help domestic private water operators prepare business plan for their investment project and seek the banks to offer the loan in order to implement the investment projects. The consultants for this project are EMC and GRET/iSEA. EMC was responsible for collecting business data and GRET/iSEA was responsible for collecting technical data. The project was divided into 2 phases. There were 26 water operator being selected, which 16 operators were selected in during phase1 and another 10 operator during phase2.